Daughter Wedding SIP Planner
Plan for her big day without the stress of loans. Calculate the monthly SIP needed to build a ₹25 Lakh to ₹1 Crore wedding corpus in 10-20 years.
Real-World Scenarios
At 12% CAGR. Starting early when she is 3-5 years old makes the goal incredibly affordable.
Requires aggressive saving. Factor in 8% wedding-venue inflation to ensure your target amount stays relevant.
Professional Strategy Insights
- The Cost of Delay: Starting a SIP when she is 15 instead of 5 increases the required monthly investment by almost 4x to reach the same corpus. Time is your greatest asset.
- Step-Up Benefit: Since your income increases every year, increase this SIP by 10% annually. You₹ll reach the ₹50L goal in 12 years instead of 15.
Frequently Asked Questions
Should I use Gold for a wedding fund?
Yes, but only for the jewelry portion. For the venue, food, and gifts, use Equity/Hybrid MFs as they grow much faster than gold prices over 15 years.
What is better: SSY or Wedding SIP?
SSY for the first ₹1.5L (higher guaranteed rate). For anything above that, used Equity SIP to tap into the power of the stock market.
Mathematical Methodology
At eCalcy, transparency is our core principle. This SIP calculator utilizes the Future Value (FV) of Annuity Due formula with monthly compounding intervals (n=12). We account for compounding frequencies (Quarterly for FD, Monthly for SIP/EMI) to ensure 99.9% accuracy compared to official bank statements.
Financial Disclaimer
Calculations provided by eCalcy are estimates for educational purposes only. They do not constitute financial advice. Fixed deposit rates and mutual fund returns are subject to market risks and bank policy changes.
Always consult a SEBI-registered advisor or certified CA before making investment decisions.
Verified Data Sources
eCalcy Editorial Team
Verified ExpertFinance Research & Editorial Board, eCalcy
Financial Technology Specialists · RBI, SEBI & IRS Verified Calculators
Reviewed: April 2026
Every formula and editorial guide on eCalcy is reviewed by the eCalcy Editorial & Research Board and cross-referenced against RBI circulars, SEBI regulations, and the Income Tax Department guidelines. eCalcy is NOT a SEBI-registered investment advisor — all tools are educational planning aids only.