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Protection February 6, 2026 Insur-Tech Advisor @ eCalcy 10 min read
The Power of Life Insurance: Term vs. ULIP
Protect your family's future. We compare Term insurance with Investment-linked plans to help you choose the right cover.
Insurance is for protection, not profit. In 2026, the trend is shifting towards pure protection plans that offer high coverage at very low costs.
Why Term Insurance is Essential
Term insurance provides a massive death benefit for a small premium. It's the only way to replace your income for your family if you're no longer around. In contrast, ULIPs (Unit Linked Insurance Plans) often have high fees that eat into your returns.