Investment February 7, 2026 Portfolio Manager @ eCalcy 8 min read

Mutual Funds 2026: Active vs. Passive

Should you pick a fund manager or an index? Analyze the performance of active vs. passive funds in the current market.

Passive investing via Index Funds is gaining ground, but Active funds still offer alpha in specific sectors. Which one fits your goals?

The Low-Cost Advantage of Passive Funds

Index funds simply track a market index like the S&P 500 or Nifty 50. Since there's no active management, fees are extremely low. Over 20 years, saving 1% in fees can result in millions in extra wealth.

Calculate the Difference

See how 1% extra returns can change your corpus using our SIP tool.

Put this into practice

Start planning your investment with our free Fund Projections.