Expert financial intel for your goal involving Return on Investment (ROI) Calculator
Calculate the Return on Investment for any asset—stocks, property, business, or education. Compare ROI across investment types to allocate wealth optimally.
Real-World Scenarios
Equity SIP historically delivers 10-14% CAGR, equivalent to 60-100% absolute return over 5 years.
Small business investments often yield 25-40% CAGR but carry operational and liquidity risks.
Professional Strategy Insights
- ROI alone doesn₹t account for risk. Always compare ₹Risk-Adjusted ROI₹—a 15% CAGR from a blue-chip SIP beats a 18% CAGR from a speculative startup for most investors.
- Include opportunity cost in ROI calculations: If you locked ₹5L in a low-return FD at 6.5%, you lost the 12% SIP return potential (5.5% gap per year compounding).
Frequently Asked Questions
How to calculate ROI?
ROI = (Net Profit / Cost of Investment) × 100. For example: ₹3L gain on ₹5L investment = 60% ROI over the holding period.
What ROI should I expect from Indian stocks?
Individual stocks vary widely. Nifty 500 has delivered 14-15% CAGR over 20 years. Individual stock picking averages 10-12% for diversified portfolios.
eCalcy Editorial Team
Verified ExpertFinance Research & Editorial Board, eCalcy
Financial Technology Specialists · RBI, SEBI & IRS Verified Calculators
Reviewed: April 2026
Every formula and editorial guide on eCalcy is reviewed by the eCalcy Editorial & Research Board and cross-referenced against RBI circulars, SEBI regulations, and the Income Tax Department guidelines. eCalcy is NOT a SEBI-registered investment advisor — all tools are educational planning aids only.
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