Compare Bank Rates
View indicative retail lending rates across public banks, private banks, and NBFCs for comparison. Processing fees and rates can vary by lender and applicant profile, so confirm the current rate with the lender before applying.
State Bank of India
Lowest RatesPublic Sector
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HDFC Bank
Fastest ProcessingPrivate Sector
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ICICI Bank
Best Digital JourneyPrivate Sector
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Axis Bank
Private Sector
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Kotak Mahindra Bank
Zero Prepayment FeesPrivate Sector
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IDFC First Bank
Instant ApprovalPrivate Sector
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Bank of Baroda
Public Sector
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Punjab National Bank
Public Sector
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Bajaj Finserv
Low Credit Score AcceptsNBFC
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Why rates vary
Interest rates in India are regulated by the Reserve Bank of India (RBI), and retail lending rates generally move with the RBI repo rate. When the monetary policy committee revises the repo rate, banks can update their Repo Linked Lending Rates (RLLR) accordingly. The figures on this page are indicative starting points; the rate you receive depends on your lender, profile, and the current lending environment.