Financial Calculators
for India (2026)
Free calculators for **SIP**, **EPF**, **NPS**, **Income Tax**, and **EMI**. Use transparent inputs and stated assumptions to plan investments, retirement, and taxes.
Most Popular Calculators
Best SIP Calculator India
Premium mutual fund goal planner with compounding charts.
Income Tax Tool (FY 2025-26)
Side-by-side New vs Old regime comparison.
Home Loan EMI Calculator
Finance-focused housing loan installments.
EPF Retirement Planner
Maturity analysis for Indian salaried employees.
Investment Calculators
These tools help you plan investments, retirement, and taxes efficiently in India with localized rules.
Retirement & Savings
These tools help you plan investments, retirement, and taxes efficiently in India with localized rules.
Loan & EMI Models
These tools help you plan investments, retirement, and taxes efficiently in India with localized rules.
Tax & Income Tools
These tools help you plan investments, retirement, and taxes efficiently in India with localized rules.
Why Trust eCalcy for Indian Financial Planning?
Rule-based calculations
Each calculator states its inputs and assumptions. Verify time-sensitive rates and rules with the relevant official source before making financial decisions.
Transparent methodology
Where relevant, calculators show the compounding frequency and assumptions used in the estimate.
Privacy First
Use the site’s privacy information to understand how inputs and account features are handled before sharing personal financial data.
Calculator discovery
Browse related calculators to find tools relevant to your financial question.
Frequently Asked Questions
What is the best financial calculator for India?
eCalcy provides Indian financial tools for SIP, EPF, and income-tax estimates. Review each calculator’s assumptions and applicable financial year before relying on a result.
How do I calculate SIP returns in India?
Use our SIP Calculator India to input your monthly investment, expected rate of return, and tenure. It shows a projection from the return rate and tenure you enter; market-linked returns are estimates, not guarantees.
Which calculator helps in tax planning?
Our Income Tax Calculator for India helps you compare Old vs New tax regimes and estimate your liability for the current and upcoming financial years, including all common deductions like 80C, 80D, and NPS.
Plan Your Money with Clear Assumptions
Use these calculators to understand scenarios and trade-offs. Results are estimates, not personalized financial advice.